Claim Your $147 Cash App Payout: If you ever received an unexpected text message inviting you to use Cash App, here’s some important news: there’s a $12.5 million settlement underway, and if you’re a resident of Washington state, you could claim up to $147 as part of it! But don’t wait—claims must be filed before October 27, 2025. This article breaks down everything about this settlement: what it is, why it happened, who qualifies, how to claim, and what this means for you. Whether you’re new to the world of class-action lawsuits or you’re a seasoned pro, this guide explains everything in simple, clear terms.
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Claim Your $147 Cash App Payout
If you’re a Washington resident who got unsolicited Cash App referral texts over the last few years, this $12.5 million settlement is your chance to get some money back—up to $147 per claimant. Don’t miss the October 27, 2025 deadline to file your claim and secure your payout. This highlights how much the law protects you from spam and intrusive marketing. It’s a quick, easy way to hold companies accountable while getting compensated for your inconvenience. Share this information with friends and family so no one misses out!
| Feature | Details |
|---|---|
| Settlement Amount | $12.5 million total |
| Payout per Claimant | Estimated $88 to $147 (depending on claims filed) |
| Eligibility Period | November 14, 2019, to August 7, 2025 |
| Eligible Location | Washington state residents only |
| Claim Deadline | October 27, 2025 |
| Fairness Hearing | December 2, 2025 |
| Reason for Settlement | Unsolicited referral texts sent without consent via Cash App’s “Invite Friends” feature |
| How to File | Submit an online claim form via the official settlement website |
What Is $147 Cash App Payout About?
Cash App, one of the country’s leading peer-to-peer payment apps, was sued over allegations that it sent unsolicited referral texts to Washington state residents. These texts encouraged people to sign up for Cash App using referral codes, often promising bonuses or rewards.
The texts were sent via Cash App’s “Invite Friends” feature, which allowed existing users to send pre-filled referral messages to phone contacts. However, many of the recipients did not give consent to receive these messages and found them intrusive or misleading.
The lawsuit alleged that sending these referral messages without explicit, prior consent violated the Telephone Consumer Protection Act (TCPA), as well as Washington state’s anti-spam laws. These laws protect consumers from receiving unwanted commercial text messages.
To resolve the case, Cash App agreed to pay $12.5 million. The settlement fund will compensate eligible claimants with payouts ranging from $88 to $147, depending on how many eligible individuals file claims. The covered period for these texts spans from November 14, 2019, to August 7, 2025.
This settlement is significant because Washington has some of the strictest anti-spam laws in the country, and cases like this help enforce consumer privacy rights.
Why the Telephone Consumer Protection Act (TCPA) Is a Big Deal for Consumers?
The Telephone Consumer Protection Act (TCPA) is a federal law passed in 1991 to shield consumers from unwanted telemarketing and spamming tactics, such as robocalls and unsolicited texts. It requires companies to obtain “prior express consent” before contacting consumers with marketing messages on their phones.
If companies don’t comply, the TCPA empowers consumers to take legal action. This has helped establish accountability in an age where phones are flooded with promotional content. The Cash App settlement is a perfect example of how this law protects everyday people from spam texts they never signed up for.
Besides monetary compensation, the TCPA encourages companies to be more transparent and cautious about how they communicate with users—helping to curb the rising problem of text spam.
What Did These Unsolicited Cash App Texts Look Like?
To understand what qualifies for this settlement, here’s a typical example of the kind of texts people received:
- “Try Cash App now! Use my code XYZ123 to get $10 free.”
- “You’ve got a $50 Cash App bonus waiting. Sign up today!”
- “Hey! Cash App bonus offer is live—click here to claim your rewards.”
These messages often appeared to be from friends or family, or at least they looked friendly and personal, but they were actually automated messages—sent en masse without the recipient’s consent. This approach made it tough for recipients to know that these texts were part of a widespread referral campaign.
If you received texts like these, especially if you never gave permission to receive promotional messages, you could be eligible to claim from the settlement.
Why This $147 Cash App Payout Matters to You?
Class action lawsuits like this can often go unnoticed, leaving many eligible claimants unaware they are owed compensation. That’s a shame because settlements are one way consumers can get money back for corporate missteps or legal violations without expensive legal battles.
This settlement shows how seriously things like privacy and consent are being taken. You’re getting paid not just for the inconvenience, but to hold companies accountable for respecting your rights.
It’s super simple: verify if you got one of those unsolicited texts, check if you were living in Washington during the time, and file your claim. Not doing so means losing out. Keep in mind, this payout is a one-time compensation, not a pass for continuous payouts or recurring earnings.
Step-by-Step Guide to Claim Your $147 Cash App Payout
Step 1: Confirm You’re Eligible
- You must be or have been a resident of Washington state from Nov 14, 2019 to Aug 7, 2025.
- You received an unsolicited Cash App referral text during this period.
- You didn’t give clear permission beforehand to receive those texts.
Step 2: Gather Your Info
- Keep handy the phone number that got the message.
- Be ready to confirm your residency in Washington during the claim period.
Step 3: Access the Official Claim Website
Avoid scams by only filing claims through trusted sources. The official site for this settlement is called Bottoms Text Settlement at: bottomstext.com.
Step 4: Fill Out the Claim Form
- Complete the form with accurate personal and contact information.
- Confirm your eligibility and consent status.
- File your claim BEFORE October 27, 2025.
Step 5: Wait for Payment
- After claim submission closes, claims will be reviewed.
- A fairness hearing is scheduled for December 2, 2025, where the court will approve the settlement.
- Payments will be sent to eligible claimants, between $88 and $147 each, depending on total claims.
How to Protect Yourself From Spam Texts in the Future?
Spam texts can be annoying and sometimes dangerous. Protect your phone privacy with these simple tips:
- Never click links in texts from unknown or suspicious numbers.
- Use your phone’s built-in spam filters or third-party apps to block unwanted texts.
- Register your number on the National Do Not Call Registry at donotcall.gov.
- Always be cautious sharing your phone number online or through apps.
- Read app privacy policies and permissions carefully, especially when signing up for services like Cash App.
Being proactive helps you avoid scams and unwanted marketing.
Other Related Lawsuits or Claims You Should Know About
If you’ve had spam texts or data security issues from other providers, you might also be eligible for other settlements. For instance, customers of AT&T affected by two separate data breaches can file claims for compensation up to $7,500, with a deadline of November 18, 2025.
$5.695M CRA Class Action Settlement 2025, Check Payment Date, Latest News
AT&T $177M Data Breach Settlement – Apply to get $7,500 Payment, Check Eligibility
