Cash App Settlement Claim Status: If you’ve caught wind of the Cash App settlement claim status in November 2025, you’re not alone. Many folks across Washington state who received unsolicited referral texts from Cash App are asking the same things: Am I eligible? How do I claim? What’s the deadline? Whether you’re a tech-savvy pro or just someone who wants their fair share, this article breaks it all down in plain speak mixed with the key details you need to know.
Here’s the deal: Cash App agreed to a $12.5 million class-action settlement after allegations that it sent out referral program texts without people’s consent. If you got one of those texts while living in Washington state between November 14, 2019, and August 7, 2025, you could qualify for a payment between $88 and $147. But you gotta move quickly — the deadline to file your claim is October 27, 2025. We’re going to walk through everything: the settlement background, who’s eligible, the step-by-step claiming process, and what happens next — plus answers to FAQs and tips for staying safe with your personal data.
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Cash App Settlement Claim Status
The Cash App settlement claim for November 2025 offers Washington state residents a chance to get paid for receiving unwanted promotional text messages from Cash App’s referral program.m With a sizable $12.5 million fund, estimated payouts fall between $88 and $147 per claimant. If you fit the eligibility criteria, file your claim before October 27, 2025, to ensure you don’t miss your payment. This settlement not only compensates for inconvenience but also strengthens your rights in the digital privacy landscape, urging businesses to respect consumer consent and data privacy.
| Feature | Details |
|---|---|
| Settlement Amount | $12.5 million allocated for the class action |
| Messages Covered | Unsolicited Cash App referral texts received from Nov 14, 2019, to Aug 7, 2025 |
| Geographic Eligibility | Must have been a Washington state resident when texts were received |
| Estimated Payout | Each claimant expected to receive $88 to $147 |
| Claim Deadline | October 27, 2025 |
| Final Court Hearing Date | December 2, 2025 |
| Claim Submission Methods | Online or by mail |
| Official Website | cashappsecuritysettlement.com |
What Led to the Cash App Settlement Claim?
Cash App, owned by Block, Inc., is one of America’s favorite apps for sending and receiving money quickly. But in this case, the app hit a snag with the law. Washington state residents filed a lawsuit claiming Cash App sent unsolicited “refer a friend” text messages without their explicit permission — something restricted under the state’s Commercial Electronic Mail Act (CEMA) and Consumer Protection Act (CPA).
These laws are designed to prevent businesses from spamming consumers with promotional messages without getting clear consent first. The class action lawsuit argued that Cash App violated these laws with their aggressive text invite campaigns. While Cash App did not admit to wrongdoing, they agreed to settle for $12.5 million, creating a fund to compensate affected users.
This type of class-action lawsuit reflects a broader trend across the U.S. where privacy and consumer protection laws are being enforced more strictly, signaling to companies the importance of obtaining permission before sending promotional communications. The settlement also underscores the growing expectation from consumers that their data and contact preferences be respected.
Legal Background: Why Washington State Laws Matter
Washington’s Commercial Electronic Mail Act (CEMA) is one of the strongest state laws against spam texts and emails. It prohibits sending unsolicited commercial electronic messages without prior express consent from the receiver. This law extends not just to the company sending the message but also to any third parties “initiating or assisting” in the transmission of those messages. This broad scope means companies like Block (which owns Cash App) can be held responsible for texts even if users send the messages through referral programs.
The lawsuit, formally known as Bottoms v. Block, Inc., was initiated by Washington resident Kimberly Bottoms, who argued that she received texts from Cash App’s “Invite Friends” referral program without consent. The court case focused on whether Block substantially assisted in sending these messages and violated state law.
Block denies any wrongdoing but agreed to settle to avoid the costs and risks of prolonged litigation. Importantly, the settlement was made “without admitting liability,” a common clause in such agreements, allowing both sides to avoid lengthy court battles. This case has set a precedent that strengthens the enforcement of digital privacy laws, paving the way for more scrutiny on messaging practices in the digital marketing world.
Who Is Eligible for the Cash App Settlement Claim?
Eligibility for the settlement is quite specific:
- You must have received an unsolicited Cash App referral program text message between November 14, 2019, and August 7, 2025. These messages typically promote the Cash App’s referral program, encouraging recipients to sign up with a friend’s code.
- You must have been a resident of Washington state at the time you received the message.
- You did not clearly and affirmatively consent to receive those promotional text messages beforehand.
Even if you received multiple such texts, each eligible phone number can only receive one payout. To qualify under multiple numbers, you must submit a separate claim for each.
If you had previously unsubscribed from receiving such texts but still received them, or did not opt-in originally, you are eligible to claim.
How to File Your Cash App Settlement Claim?
Step 1: Prepare Your Information
Before you jump online, gather the following:
- The phone number that received the referral texts.
- Confirm your residency in Washington state during the time those messages were sent.
- Be ready to attest truthfully that you did not give prior consent for these messages.
Step 2: Visit the Official Settlement Website
Directly visit the official site cashappsecuritysettlement.com or the related official claims website (BottomsTextSettlement.com). Be cautious to avoid scams.
Step 3: Complete the Claim Form
Fill out the easy form with your:
- Phone number.
- Contact details, if required.
- Choose your preferred payment method: Venmo, PayPal, or mailed check.
- Attest to the truthfulness of your information and claim.
Step 4: Submit Your Claim Before the Deadline
Make sure you submit your claim by October 27, 2025. No exceptions. Late claims are automatically rejected.
Filing early is beneficial so you avoid losing your chance in case of website traffic or technical issues.
What Happens After You Submit?
After the claim deadline, the court will hold a final approval hearing on December 2, 2025. If the court accepts the settlement plan:
- All valid claims will be reviewed and verified.
- Payments will be distributed based on how many claims were submitted.
- Estimated payout per claimant is expected to be between $88 and $147 depending on the number of approved claims.
The settlement also covers administrative costs, lawyers’ fees, and potential awards for the class representatives out of this fund.
False or fraudulent claims can lead to serious legal consequences, so only file if you are confident you meet the eligibility requirements.
Why This Settlement Matters: Privacy and Your Rights
This settlement is more than just monetary compensation; it symbolizes a critical acknowledgement of individual privacy rights in the digital age. The practice of sending unsolicited promotional text messages — even through referral programs — disrupts personal phone use, violates privacy expectations, and can expose consumers to phishing scams or fraud.
Washington’s laws like the CEMA and CPA empower residents to take legal action to protect themselves and push companies to obtain clear consent before contacting consumers. By participating in this settlement, you are part of a broader movement advocating for stronger privacy protections and ethical marketing standards.
Practical Tips to Avoid Unwanted Text Messages and Protect Your Privacy
Preventing spam texts and protecting your personal data is an ongoing battle. Here’s how you can stay ahead:
- Be cautious about sharing your mobile number on websites and apps.
- Adjust your phone’s settings to block or filter unknown or promotional messages.
- Use your carrier’s spam protection services and report unwanted messages.
- Register your number on the National Do Not Call Registry.
- Only provide consent after reading privacy policies carefully.
- Use updated antivirus and anti-malware apps on your phones.
These steps help reduce spam not just from Cash App but from a wide range of marketing sources.
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Data Security When Filing Your Claim
Sharing your info online can feel risky. The settlement administrators use secure, encrypted systems to protect your data during claim submission and payment processing.
Always ensure:
- You use the official settlement websites for submission.
- You do not share your information on suspicious or third-party sites.
- Keep confirmation emails or receipts after submitting your claim.
Context on Cash App’s Legal Challenges in 2025
Block Inc., Cash App’s parent company, has faced multiple legal challenges in 2025, including a $255 million payment to regulators over banking law accusations and a $40 million fine in New York for regulatory oversights. These issues illustrate increasing scrutiny on fintech companies, emphasizing regulatory compliance and user protection in a rapidly evolving digital finance environment.
