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$7997 Canada Child Benefit 2025 – CRA Confirms New Monthly Payouts for Parents

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Parents across Canada are set to receive higher support this year under the Canada Child Benefit, with maximums set at $7,997 per child under 6 and $6,748 per child aged 6–17 for the July 2025 to June 2026 benefit year, paid monthly and indexed to inflation. The CRA recalculates your amount every July using your 2024 adjusted family net income, number of children, and their ages, so on‑time tax filing is essential to keep payments accurate and uninterrupted.

$7997 Canada Child Benefit 2025
$7997 Canada Child Benefit 2025

The $7997 Canada Child Benefit 2025 update means families at or below the CRA income threshold get the full monthly amount $666.41 per child under 6 and $562.33 per child aged 6–17 while higher incomes see gradual reductions under the CRA’s clawback rules. For shared custody, each parent typically receives 50% of the child’s calculated monthly amount once the arrangement is recognized, and payments follow the CRA’s posted monthly schedule with direct deposit recommended.

$7997 Canada Child Benefit 2025

ItemDetails
Benefit YearJuly 2025 to June 2026; amounts based on 2024 income
Max Per Child Under 6$7,997 per year ($666.41 per month) at lower income levels
Max Per Child 6–17$6,748 per year ($562.33 per month) at lower income levels
IndexationIncreased vs. 2024–25; CPI‑linked adjustments
Income ThresholdReductions begin above the CRA baseline AFNI
Shared CustodyEach parent receives 50% of the eligible amount
Payment ScheduleMonthly dates posted by CRA; direct deposit preferred
Calculation ToolsCRA calculation sheet and online estimator available

The $7997 Canada Child Benefit 2025 sets a clear, inflation‑indexed ceiling that translates into meaningful monthly support—$666.41 per child under 6 and $562.33 for ages 6–17—helping families stay ahead of rising costs. To make the most of it, file taxes on time, keep your family details current, and use the CRA estimator to forecast deposits accurately. If you share custody, expect a 50/50 split once the arrangement is registered, and check provincial top‑ups that can stack on the federal amount.

How Much You Can Get

At maximum entitlement, monthly payouts are $666.41 for each child under 6 and $562.33 for each child aged 6–17, reflecting the new inflation‑indexed caps for 2025–26. Families at or below the CRA’s adjusted family net income threshold receive the full amount, while benefits taper gradually as income rises, based on the number and ages of children.

What Changed For Canada Child Benefit 2025

The top‑end amount rose to $7,997 for under‑6s and $6,748 for ages 6–17, an increase from last year’s levels to help counter higher living costs. The structure remains the same age bands, monthly payments, and income‑tested reductions so most families can transition their budgets smoothly into the new cycle.

Who Qualifies and How to get Canada Child Benefit

You must be a Canadian resident for tax purposes, live with a child under 18, be primarily responsible for the child’s care, and file your annual tax return. If you have a spouse or common‑law partner, both must file so CRA can correctly assess the household’s adjusted family net income.

How Canada Child Benefit Payments Are Calculated

The CRA starts with per‑child maxima, groups children by age band, and then applies income‑based reductions above the threshold to calculate a single monthly total. The official calculation sheet and online estimator can help you project your monthly deposit with your income, number of children, and their ages.

Payment Dates And Timing

Payments are issued monthly on CRA’s posted schedule, and direct deposit usually lands on the exact date, while mailed cheques can take longer. If a payment is delayed, allow a few business days before contacting support via My Account or the CRA phone lines.

Planning And Budgeting Tips

Use the CRA estimator and the $7997 Canada Child Benefit 2025 maxima to map your baseline, then adjust for your income to avoid over‑estimating cash flow. For example, two children under 6 at the maximum would bring in about $1,332.82 per month, which you can align with daycare, groceries, or other recurring bills.

Provincial And Territorial Stackers

The CCB is federal, but some provinces and territories provide additional child and family benefits that can be paid alongside CCB. Reviewing your province’s programs can reveal extra support that stacks on top of the federal benefit to improve your monthly budget.

Staying Compliant And Up To Date

Keep your information current update any changes in marital status, address, custody, or dependants promptly to prevent overpayments or interruptions. Filing on time every year ensures CRA reassesses your July benefits correctly and keeps your monthly deposits steady.

Common Scenarios And Examples

If a child turns 6 mid‑year, the under‑6 rate applies through that month, and the 6–17 rate applies from the following month. If a child turns 18, the final CCB payment is made in the month they reach 18, after which eligibility ends for that child.

The $7997 Canada Child Benefit 2025 delivers higher, inflation‑indexed monthly support and keeps the familiar July‑to‑June cycle tied to your prior year’s income. File taxes on time, update life changes promptly, and use CRA tools to forecast your monthly deposit so your benefit reliably covers your family’s essential expenses. With the July‑to‑June cycle now in place and higher maxima confirmed, aligning your monthly budget to the CRA payment dates is the simplest way to turn these updated benefits into steady, dependable cash flow for essentials like child care, groceries, and school costs.

FAQs on $7997 Canada Child Benefit 2025

How Much Will Parents Get Per Child In 2025–26?

At maximum entitlement, it’s $7,997 per year ($666.41 per month) for children under 6, and $6,748 per year ($562.33 per month) for ages 6–17, with reductions above the CRA income threshold.

When Are CCB Payments Made?

The CRA posts monthly payment dates, and direct deposits usually arrive on the scheduled day; cheques may take longer. If your payment is late, wait a few business days, then contact CRA through My Account or by phone.

Do Shared‑Custody Parents Split The CCB?

Yes. Each parent gets 50% of the child’s calculated monthly amount once CRA recognizes the shared‑custody arrangement, ensuring the benefit reflects shared caregiving.

How Do I Estimate My Payments?

Use the CRA’s CCB calculation sheet for July 2025–June 2026 and the online estimator. Enter your adjusted family net income, number of children, and their ages for a tailored monthly estimate.

AFNI age bands Canada Child Benefit CRA income‑tested reductions Monthly Payouts Parents

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